Gold IRA RMD Calculator — Gold IRA Blueprint Tools

Your Current Age

RMDs are required starting at age 73

Date of Birth (Optional)

For exact RMD calculation based on IRS life expectancy tables

Total Gold IRA Account Balance

Your account value as of December 31st last year

What % of Your IRA is in Physical Gold?

100%

If 100% is in gold, leave at 100%. If mixed with cash/stocks, adjust.

Current Gold Price per Ounce

✓ Live price updated

Used to calculate how many ounces you may need to liquidate

Marital Status

Single

Married - Spouse is beneficiary

Married - Spouse NOT beneficiary

Married - Spouse is more than 10 years younger

This affects which IRS life expectancy table we use

Which Year's RMD?

Select the year you need to calculate

Have You Already Taken Distributions This Year?

No - I haven't taken any yet

Yes - I've taken some already

Do You Have Other Traditional IRAs?

No - This is my only IRA

Yes - I have other traditional IRAs

How Do You Prefer to Take Distributions?

This helps us show you the best strategy

Gold IRA RMD Calculator — Estimate Your 2026 Required Minimum Distributions