Personalized recommendation

Gold IRA Quiz

Free Gold IRA quiz: 6 questions to find out if you qualify, the right account size for you, and the best custodian for your situation in 2 minutes.

Calculator

Portfolio Diversification Checker

Free portfolio diversification checker. Enter your stocks, bonds and cash mix to see exactly how much gold and silver belong in your retirement portfolio.

Calculator

Inflation Impact Calculator

Free inflation calculator using official BLS CPI data 1913–today. See the future value of your savings, what past dollars are worth now, and how to hedge.

Rollover planning

401k Rollover Analyzer

Free 401(k) → Gold IRA rollover analyzer. Calculate tax impact, 60-day vs direct rollover, fees and projected balance side-by-side in under 3 minutes.

Calculator

Gold IRA Fee Calculator

Free Gold IRA fee calculator. Compare all-in setup, custodian, storage and spread costs across Augusta, Birch, Goldco and 12+ companies side-by-side.

Calculator

RMD Calculator

Free Gold IRA RMD calculator. See your required minimum distribution at age 73+ using the IRS Uniform Lifetime Table — plus in-kind metal distribution rules.

Calculator

Tax Impact Calculator

Free Gold IRA tax calculator. Federal + state tax on distributions, Roth vs traditional outcome, and the 28% collectibles rate on physical metals.

Risk analysis

Retirement Savings At Risk

Free retirement savings at-risk calculator. See exactly how much a 2008-style 38% crash would take from your balance — and how gold softens it.

Historical comparison

Gold vs Stocks

Free gold vs S&P 500 comparison tool. Compare returns, drawdowns and inflation-adjusted performance across any time period from 1971 to today, with charts.

Historical comparison

Silver vs Stocks

Free silver vs S&P 500 comparison tool. See returns, drawdowns and gold-silver ratio context across any time period from 1971 to today, with live charts.

Side-by-side comparison

Gold IRA vs Traditional IRA

Free Gold IRA vs Traditional IRA comparison. Project both strategies side-by-side over 10–30 years, including a 2008-style crash, recovery and total fees.

Personalized grade

Retirement Readiness Score

Free retirement readiness score (A–F grade). 6-factor check covering savings rate, asset mix, income gap, healthcare, longevity and inflation in 60 seconds.

4% rule + crash test

Safe Withdrawal Rate Calculator

Free safe withdrawal rate calculator. Stress-test the 4% rule against the 1966, 2000 and 2008 crashes and see if your nest egg lasts 30 years.

Claiming-age strategy

Social Security Optimizer

Free Social Security claiming age optimizer. Monthly + lifetime benefit at every age 62–70 and the optimal claim age for singles, couples, survivors.

Tax-bracket aware

Roth Conversion Calculator

Free Roth conversion calculator. Lifetime tax savings of converting Traditional IRA to Roth, including IRMAA brackets and bracket-fill strategies.

2026 IRS limits

401(k) Contribution Optimizer

Free 401(k) contribution optimizer. Find the right traditional vs Roth split, capture the full employer match, and see your annual tax savings.

Crash-timing simulator

Sequence of Returns Risk Visualizer

Free sequence-of-returns risk visualizer. See how return ordering can deplete a retirement portfolio decades early — and the strategies that prevent it.

Savings shortfall

Retirement Income Gap Calculator

Enter your expenses and guaranteed income to see your exact savings shortfall and the monthly contribution to close it.

Portfolio target

Precious Metals Allocation Tool

Get a personalized 5–20% gold + silver allocation target based on your age, risk tolerance, and current holdings — with rebalance dollar amounts.

Side-by-side comparison

Pension vs Lump Sum Calculator

Compare lifetime pension income vs an invested lump sum. See your break-even age, break-even return, and a clear recommendation.

50-state tax data

State Retirement Tax Comparison

Compare annual state income tax on Social Security, pension, and IRA withdrawals across up to 3 states. See your potential annual savings.

Live LBMA prices

Gold & Silver Spot Price Tracker

Live gold + silver spot prices with 30-day trend, gold-silver ratio, and historical context. LBMA-derived data refreshed every 30 minutes.

2026 IRS limits

Catch-Up Contribution Calculator

See your 401(k), IRA, and HSA catch-up limits — including the SECURE Act 2.0 super catch-up ($11,250) for ages 60–63.

Medicare + IRMAA + ACA

Healthcare Cost in Retirement Estimator

Project lifetime healthcare costs with 2026 Medicare premiums, IRMAA surcharges, Medigap, and pre-65 ACA gap modeling.

10-year rule + RMDs

Inherited IRA / RMD Calculator

Model inherited IRA distributions under July 2024 IRS final regulations. Includes 10-year rule with annual RMDs in years 1–9.

25x / 33x rules

FIRE Calculator (Lean / Regular / Fat / Coast)

Calculate years to financial independence across Lean, Regular, Fat, and Coast FIRE — based on your savings rate and target lifestyle.

Financial picture

Net Worth Calculator

Add up assets and debts in 2 minutes. See your net worth, investable assets, and how you compare to the Federal Reserve median for your age.

60-second quiz

Am I Saving Enough? Quiz

Free 'am I saving enough?' calculator. Benchmark against the 3×/6×/10× salary rules of thumb and see the monthly contribution needed to retire on time.

Purchasing power

Inflation Erosion Visualiser

Watch your savings shrink in real terms as inflation compounds — and see how a gold allocation changes the picture.

Bottom-up budget

Retirement Budget Builder

Build your retirement budget category-by-category with real inflation per line item. See your year-1 retirement cost and the nest egg required to fund it.

2008 / dot-com / stagflation / COVID

Recession Impact Simulator

Run your portfolio through 4 real historical recessions. See your bottom, recovery year, and how a gold allocation would have changed both.

Earliest retirement age

Realistic Retirement Age Estimator

Find the youngest age your savings + Social Security can fund your real budget. Includes inflation, the 4% rule, and SSA life-expectancy probability.

Personalized 5-asset mix

Retirement Asset Allocation Quiz

Free retirement asset allocation quiz. Answer 8 questions to get a personalized stock/bond/gold mix matched to your age, risk tolerance and time to retirement.

5-asset comparison

Gold vs Bonds vs Real Estate

Free gold vs bonds vs real estate comparison. 50-year returns, inflation hedge ranking, and crash performance for each asset class with live charts.

Custom mix · 4 historical scenarios

Portfolio Stress Test

Stress-test your specific allocation against 2008, dot-com, stagflation, and COVID. See worst-case loss + diversification score.

Purchasing power 1913–today

Dollar Devaluation Visualizer

See how much your dollar has lost since any starting year — and what the same money held as gold would be worth now.

5-factor composite · A–F grade

Retirement Risk Score

0–100 risk score across savings, sequence, inflation, concentration, and longevity — with the single highest-impact action to take next.

SSA period life tables

Longevity Risk Calculator

Probability you outlive your savings using SSA mortality data. Single + joint survivorship and an age-by-age balance projection.

10-question fit assessment

Is a Gold IRA Right for Me?

Honest 10-question assessment with a tier-based recommendation. Tells you if a Gold IRA fits — or if a different move makes more sense first.

Fees vs returns over time

Gold IRA Break-Even Calculator

See how many years it takes for gold appreciation to outpace Gold IRA fees vs. a standard IRA — with fee drag as a % of balance.

Trad / Roth / Taxable vs 28% collectibles

Gold IRA Tax Savings Calculator

Compare after-tax outcomes for gold held in a Traditional IRA, Roth IRA, and a taxable account hit by the 28% collectibles rate.

Depository vs bank vs home

Gold Storage Cost Comparison

Compare 10-year cost of IRS-approved depository, bank safe deposit, and home safe storage — including insurance and IRC §408(m) compliance flags.

Personal allocation 5–25%

How Much Gold Do I Need?

Get a personalized gold allocation between 5–25% based on your age, total assets, and inflation concern — with the exact dollar amount to buy.

Personalized rollover steps

Gold IRA Opening Checklist

Generate a step-by-step rollover checklist tailored to your current account type (401k, TSP, Traditional IRA, Roth IRA, 403b).