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Personalized recommendation
Gold IRA Quiz
Free Gold IRA quiz: 6 questions to find out if you qualify, the right account size for you, and the best custodian for your situation in 2 minutes.
Calculator
Portfolio Diversification Checker
Free portfolio diversification checker. Enter your stocks, bonds and cash mix to see exactly how much gold and silver belong in your retirement portfolio.
Calculator
Inflation Impact Calculator
Free inflation calculator using official BLS CPI data 1913–today. See the future value of your savings, what past dollars are worth now, and how to hedge.
Rollover planning
401k Rollover Analyzer
Free 401(k) → Gold IRA rollover analyzer. Calculate tax impact, 60-day vs direct rollover, fees and projected balance side-by-side in under 3 minutes.
Calculator
Gold IRA Fee Calculator
Free Gold IRA fee calculator. Compare all-in setup, custodian, storage and spread costs across Augusta, Birch, Goldco and 12+ companies side-by-side.
Calculator
RMD Calculator
Free Gold IRA RMD calculator. See your required minimum distribution at age 73+ using the IRS Uniform Lifetime Table — plus in-kind metal distribution rules.
Calculator
Tax Impact Calculator
Free Gold IRA tax calculator. Federal + state tax on distributions, Roth vs traditional outcome, and the 28% collectibles rate on physical metals.
Risk analysis
Retirement Savings At Risk
Free retirement savings at-risk calculator. See exactly how much a 2008-style 38% crash would take from your balance — and how gold softens it.
Historical comparison
Gold vs Stocks
Free gold vs S&P 500 comparison tool. Compare returns, drawdowns and inflation-adjusted performance across any time period from 1971 to today, with charts.
Historical comparison
Silver vs Stocks
Free silver vs S&P 500 comparison tool. See returns, drawdowns and gold-silver ratio context across any time period from 1971 to today, with live charts.
Side-by-side comparison
Gold IRA vs Traditional IRA
Free Gold IRA vs Traditional IRA comparison. Project both strategies side-by-side over 10–30 years, including a 2008-style crash, recovery and total fees.
Personalized grade
Retirement Readiness Score
Free retirement readiness score (A–F grade). 6-factor check covering savings rate, asset mix, income gap, healthcare, longevity and inflation in 60 seconds.
4% rule + crash test
Safe Withdrawal Rate Calculator
Free safe withdrawal rate calculator. Stress-test the 4% rule against the 1966, 2000 and 2008 crashes and see if your nest egg lasts 30 years.
Claiming-age strategy
Social Security Optimizer
Free Social Security claiming age optimizer. Monthly + lifetime benefit at every age 62–70 and the optimal claim age for singles, couples, survivors.
Tax-bracket aware
Roth Conversion Calculator
Free Roth conversion calculator. Lifetime tax savings of converting Traditional IRA to Roth, including IRMAA brackets and bracket-fill strategies.
2026 IRS limits
401(k) Contribution Optimizer
Free 401(k) contribution optimizer. Find the right traditional vs Roth split, capture the full employer match, and see your annual tax savings.
Crash-timing simulator
Sequence of Returns Risk Visualizer
Free sequence-of-returns risk visualizer. See how return ordering can deplete a retirement portfolio decades early — and the strategies that prevent it.
Savings shortfall
Retirement Income Gap Calculator
Enter your expenses and guaranteed income to see your exact savings shortfall and the monthly contribution to close it.
Portfolio target
Precious Metals Allocation Tool
Get a personalized 5–20% gold + silver allocation target based on your age, risk tolerance, and current holdings — with rebalance dollar amounts.
Side-by-side comparison
Pension vs Lump Sum Calculator
Compare lifetime pension income vs an invested lump sum. See your break-even age, break-even return, and a clear recommendation.
50-state tax data
State Retirement Tax Comparison
Compare annual state income tax on Social Security, pension, and IRA withdrawals across up to 3 states. See your potential annual savings.
Live LBMA prices
Gold & Silver Spot Price Tracker
Live gold + silver spot prices with 30-day trend, gold-silver ratio, and historical context. LBMA-derived data refreshed every 30 minutes.
2026 IRS limits
Catch-Up Contribution Calculator
See your 401(k), IRA, and HSA catch-up limits — including the SECURE Act 2.0 super catch-up ($11,250) for ages 60–63.
Medicare + IRMAA + ACA
Healthcare Cost in Retirement Estimator
Project lifetime healthcare costs with 2026 Medicare premiums, IRMAA surcharges, Medigap, and pre-65 ACA gap modeling.
10-year rule + RMDs
Inherited IRA / RMD Calculator
Model inherited IRA distributions under July 2024 IRS final regulations. Includes 10-year rule with annual RMDs in years 1–9.
25x / 33x rules
FIRE Calculator (Lean / Regular / Fat / Coast)
Calculate years to financial independence across Lean, Regular, Fat, and Coast FIRE — based on your savings rate and target lifestyle.
Financial picture
Net Worth Calculator
Add up assets and debts in 2 minutes. See your net worth, investable assets, and how you compare to the Federal Reserve median for your age.
60-second quiz
Am I Saving Enough? Quiz
Free 'am I saving enough?' calculator. Benchmark against the 3×/6×/10× salary rules of thumb and see the monthly contribution needed to retire on time.
Purchasing power
Inflation Erosion Visualiser
Watch your savings shrink in real terms as inflation compounds — and see how a gold allocation changes the picture.
Bottom-up budget
Retirement Budget Builder
Build your retirement budget category-by-category with real inflation per line item. See your year-1 retirement cost and the nest egg required to fund it.
2008 / dot-com / stagflation / COVID
Recession Impact Simulator
Run your portfolio through 4 real historical recessions. See your bottom, recovery year, and how a gold allocation would have changed both.
Earliest retirement age
Realistic Retirement Age Estimator
Find the youngest age your savings + Social Security can fund your real budget. Includes inflation, the 4% rule, and SSA life-expectancy probability.
Personalized 5-asset mix
Retirement Asset Allocation Quiz
Free retirement asset allocation quiz. Answer 8 questions to get a personalized stock/bond/gold mix matched to your age, risk tolerance and time to retirement.
5-asset comparison
Gold vs Bonds vs Real Estate
Free gold vs bonds vs real estate comparison. 50-year returns, inflation hedge ranking, and crash performance for each asset class with live charts.
Custom mix · 4 historical scenarios
Portfolio Stress Test
Stress-test your specific allocation against 2008, dot-com, stagflation, and COVID. See worst-case loss + diversification score.
Purchasing power 1913–today
Dollar Devaluation Visualizer
See how much your dollar has lost since any starting year — and what the same money held as gold would be worth now.
5-factor composite · A–F grade
Retirement Risk Score
0–100 risk score across savings, sequence, inflation, concentration, and longevity — with the single highest-impact action to take next.
SSA period life tables
Longevity Risk Calculator
Probability you outlive your savings using SSA mortality data. Single + joint survivorship and an age-by-age balance projection.
10-question fit assessment
Is a Gold IRA Right for Me?
Honest 10-question assessment with a tier-based recommendation. Tells you if a Gold IRA fits — or if a different move makes more sense first.
Fees vs returns over time
Gold IRA Break-Even Calculator
See how many years it takes for gold appreciation to outpace Gold IRA fees vs. a standard IRA — with fee drag as a % of balance.
Trad / Roth / Taxable vs 28% collectibles
Gold IRA Tax Savings Calculator
Compare after-tax outcomes for gold held in a Traditional IRA, Roth IRA, and a taxable account hit by the 28% collectibles rate.
Depository vs bank vs home
Gold Storage Cost Comparison
Compare 10-year cost of IRS-approved depository, bank safe deposit, and home safe storage — including insurance and IRC §408(m) compliance flags.
Personal allocation 5–25%
How Much Gold Do I Need?
Get a personalized gold allocation between 5–25% based on your age, total assets, and inflation concern — with the exact dollar amount to buy.
Personalized rollover steps
Gold IRA Opening Checklist
Generate a step-by-step rollover checklist tailored to your current account type (401k, TSP, Traditional IRA, Roth IRA, 403b).
Ready to open a Gold IRA?
Augusta Precious Metals for $50k+ · Birch Gold for under $50k